Senior Management

Executive Vice Presidents

Emrah GÜNDÜZ

Executive Vice President for Banking Operations and Corporate Comm.

Born in 1977 in Ankara. He graduated from Hacettepe University, Department of Public Finance. He completed his master's degree at Maltepe University. He worked as Assistant Revenue Specialist at the M .... inistry of Finance between 2004-2005. He started to work in our Bank in 2005 as Assistant Auditor. Thereafter, he worked as Auditor, Department Manager, Branch Manager at Ziraat Bank, Head of Department of Operations Center at Ziraat Katılım. Gündüz, who started to work as Head of Department of Operations Center in September 2016, worked as Head of Department of Operations Center-1 between December 2019 and October 2020, and as Head of Department of Central Operations between October 2020-April 2021. He has been working as Executive Vice President for Banking Operations and Corporate Communication since April 2021.

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Cüneyt SAĞLIK

Executive Vice President for Digital Banking and Payment Systems

Born in Istanbul in 1977. He graduated from Gazi University, Faculty of Economics and Administrative Sciences, Department of International Relations in 1998. He completed his master's degree in Ankara .... University Institute of Social Sciences Human Resources Management and Career Counseling Program in 2004. Sağlık, who joined our Bank in 1998 within the 10th Term Banking School, worked as Specialist, Director and Manager at the Departments of Fund Management, Commercial Loans, Retail Marketing, Retail Loans Allocation and Retail Mass Marketing. Sağlık, was appointed as Deputy Head of Department of Retail Product Management in October 2015 and thereafter served as Head of Department of Product Management and Customer Analytics, Card Systems and Internal Control and Compliance. Sağlık, who served as Executive Vice President for Payment Systems and Loan Processes between April 2014 and July 2022, has been working as Executive Vice President for Executive Vice President for Digital Banking and Payment Systems since July 2022.

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Süleyman YALÇIN

Executive Vice President for Financial Coordination

Born in 1973, in Anamur. He graduated from Ankara University, Faculty of Political Sciences, Department of Business Administration in 1995 and from International Vision University, Faculty of Law in 2 .... 022. In 1996, he started to work as Assistant Auditor at our bank. Thereafter, Yalçın served as Auditor, Deputy Head of Board of Auditors and Branch Manager, Erzurum Regional Manager, Denizli Regional Manager, İzmir 1st Regional Manager, İzmir 2nd Regional Manager, İzmir-Karşıyaka Regional Manager. Yalçın has been working as Executive Vice President for Financial Coordination since September 2023.

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Yasin ÖZTÜRK

Executive Vice President for Treasury Management

Born in 1981 in Aksaray and graduated from Gazi University, Faculty of Economics and Administrative Sciences, Department of Public Finance, he started working as Assistant Auditor in our bank in 2005. .... He worked as Auditor, Retail Marketing Manager at Ankara 1st and 2nd Regional Directorates, Manager at Duatepe-Polatlı Girişimci Dinamik Branch, Head of Department of Retail Sales Management and Retail Sales Management-1 and Head of Department of Retail Branch Banking-3, Head of Internal Systems Group between April 2021 and July 2022, Head of Treasury Management and International Banking Group between July 2022 and September 2023. Öztürk has been working as Executive Vice President for Treasury Management since September 2023.

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Hüseyin ÖZUYSAL

Executive Vice President for Human Resources

Born in 1973, in Konya. Completed his Master's Degree education in the Faculty of Business Administration of Selcuk University, joined Ziraat Bank as a Computer Operator in the Department of Education .... in 1994, served under various titles for various responsibilities. Furthermore, Özuysal served as the Head of Department of Construction and Real Estate Management, Head of Department of Provision and Costs Management, Head of Department of Provision, Costs and Logistics Management, Head of Department of IT Operation, General Manager of Agricultural Business Management and Real Estate Development A.Ş., Head of Interior Operations Group between August 2020 and July 2022, Head of Human Resources Group between July 2022 and September 2023. Özuysal has been working as Executive Vice President for Human Resources since September 2023.

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Ahmet ACAR

Executive Vice President for Credit Risk Monitoring and Liquidation

Born in Turgutlu, in 1972. He graduated from Ankara University, Faculty of Political Sciences, Department of Economics. He started working as Assistant Auditor at our bank in 1996 and worked at variou .... s levels of the Board of Auditors. He worked as Head of Department of Human Resources, Head of Department of Purchasing and Administrative Affairs, Head of Department of Internal Operations Department, Head of Supply and Expense Management, Şirinyer/Izmir Branch Manager, Head of Board of Auditors, Istanbul 2nd Regional Manager and Istanbul Regional Manager-Kadıköy, Head of Internal Operations Group between July 2022 and September 2023. Acar has been working as Executive Vice President for Credit Risk Monitoring and Liquidation since September 2023.

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Mehmet Şükrü TAŞCI

Executive Vice President for Credit Allocation and Management

Born in Safranbolu in 1970. He graduated from Gazi University Faculty of Economics and Administrative Sciences Department of Business. In December 9, 1993, he started to work as Assistant Auditor at o .... ur bank. Thereafter, Taşcı served as Auditor, Chief Auditor, Deputy Head of Board of Auditors and Branch Manager. He worked as Head of Department of Financial Reporting and Accounting between September 2008-June 2012, İzmir 3rd Regional Manager between July 2012-September 2018, Head of Board of Auditors between October 2018-March 2021. Taşcı has been working as Executive Vice President for Loan Allocation and Management since April 2021.

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Ferhat PİŞMAF

Executive Vice President for Corporate Banking

Born in 1972 in Sungurlu/Çorum. He graduated from Ankara University, Faculty of Political Sciences, Department of Public Finance. In 1996, he started to work as Assistant Auditor at the Board of of Au .... ditors of our Bank. Pişmaf, who served as Auditor, Department Manager of Agricultural Marketing, Head of Department of Agricultural Loans, Deputy Head of Agricultural Loans Group, Head of Department of Entrepreneurial Loans 1, Entrepreneurial Loans Allocation and Management 1, Agricultural Policies and Head of the Agricultural Marketing Group, has been serving as Executive Vice President for Corporate Banking since April 2021.

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Yüksel CESUR

Executive Vice President for Retail Banking

Graduated from Boğaziçi University Faculty of Economics and Administrative Sciences. He started working in our bank in 1996 as Assistant Auditor and then Auditor, and was later appointed as Head of De .... partment of Education between 2005 and 2007. In 2007, he was appointed as Head of Department of Treasury Operations and then he worked as Head of Agricultural Marketing Group and Head of Board of Auditors. Cesur, who served as Executive Vice President for Internal Systems between April 2014 and April 2021, has been working as Executive Vice President for Retail Banking since April 2021.

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Group Managers

Himmet AKSOY

Interior Operations Group

Born in 1975, in Konya. Completed his master's degree at Selçuk University, Faculty of Economics. He joined Ziraat Bank as a Computer Operator in 1999, Mr. Aksoy served under various positions and tit .... les in Regional Managements/Branches and as Service Manager at the Department of Channel Management. Mr. Aksoy worked as Head of Department Human Resources in July 2017 and served as Head of Department of Career Management between December 2019 and September 2023. He has been working as Head of Interior Operations Group since September 2023.

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Şamil YILDIZ

Internal Systems Group

Graduated from Department of Economy, Faculty of Political Sciences of Ankara University in 2003. He started working as Assistant Auditor in our bank in 2004. Then, he continued to serve as Bank Exami .... ner at Banking Regulation and Supervision Agency (BRSA) since 2005. He worked as the "Head of Groups" between the years of 2015 and 2019 at Banking Regulation and Supervision Agency (BRSA) as an officer for the following banks: "Finansbank A.Ş.", "Denizbank A.Ş.", "ING Bank A.Ş.", "T.C. Ziraat Bankası A.Ş.", "HSBC Bank A.Ş" and "Vakıfbank T.A.O.". Yıldız has served as Head of Department of Risk Management between March 2019 and July 2022. He has been working as Head of Internal Systems Group since July 2022.

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Berrin MAHMUTOĞLU

Project Finance and Configuration Group

Berrin Mahmutoğlu graduated from the Faculty of Economics of Istanbul University and started working as Assistant Financial Analysis Specialist at T. Emlak Bank in 1996. Later on, she worked at Körfez .... bank and then worked as Corporate Marketing Manager at "Bank Pozitif Credit and Development Bank". Mrs. Mahmutoğlu has been working in our bank as Project Finance Manager since March 2013 and served as Head of Department of Project Finance between September 2017 and July 2022. She has been working as Head of Project Finance and Restructuring Group since July 2022

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Serpil GÜNAL

Agricultural Banking Group

Born in 1974 in Ankara. After completing her high school education at TED Ankara College, she graduated from METU Department of Mathematics in 1998. Mrs. Günal also completed her pedagogical formation .... training at Gazi University and joined our Bank within the 10th Term Banking School, in the same year. She worked in various departments in our Bank in the fields of commercial loans, loan and POS pricing, credit cards, personal loans, bancassurance and lastly, she worked in our Bank until 2017 with the title of Bancassurance Manager. During this period, she completed her MBA master's degree program at Atılım University in 2006. Between 2017 and 2020, she worked as Assistant General Manager responsible for operations and technical at Ziraat Hayat ve Emeklilik A.Ş. (Ziraat Life & Pension), and Ziraat Sigorta A.Ş. (Ziraat Pension), respectively. She served as a member of the Board of Directors at Türk P ve I Sigorta A.Ş. In January 2020, she was appointed as the General Manager and Board Member of Tarım Sigortaları Havuzu İşletme A.Ş. While working at Tarım Sigorta Havuz İşletme A.Ş., she was appointed as a member of AIAG Dünya Tarım Sigortaları Örgütü-Zürih (World Agricultural Insurance Organization - Zurich) Damage Committee. She has been working as Head of Agricultural Banking Group since September 2023.

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Dr. Ertan ALTIKULAÇ

International Banking Group

Born in 1972, in İstanbul. In 1995, he graduated from Marmara University, Faculty of Economics and Administrative Sciences, Department of Econometrics. He completed his master's and doctorate at Mar .... mara University. In 1995, he started his banking career. He worked as Assistant Specialist, Specialist and Director in Department of International Banking of Head Office of our Bank. He served as Branch Manager between 2005 and 2009. Since 2009, he served as Head of Retail Loans Department, Head of External Relations Department, Head of Financial Institutions and International Banking Department, Head of Partnerships and Foreign Units Department, Head of Resource Management Department, Head of Customer Contact Center Department, Head of Channel Management Department, Head of Corporate Communications Department and Head of Treasury Management and International Banking Group. He served as a member of the Board of Directors and Audit Board in our Bank's foreign subsidiaries such as Russia, Uzbekistan, Turkmenistan, Montenegro and domestic subsidiaries. Mr. Altıkulaç, who served as Istanbul Regional Manager-Kadıköy between July 2022 and September 2023, has been serving as Head of International Banking Group since September 2023.

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